US Commercial Real Estate
US housing prices gave us a peek at the state of the economy and we had plenty of observations looking at Singapore public housing policies. This time around we explore US commercial real estate to see what it can tell us.
How are we approaching the US Debt Ceiling?
Throughout history, the US government has hit the debt ceiling many times and we do not foresee this time to be the last.
Even though political tensions are very high and that a dispute resolution on raising the debt ceiling issue seems unlikely during the week where Biden, the Senate and the House meet, we are of the opinion that the US would still either raise or suspend the debt ceiling just before the deadline in order to prevent a financial Armageddon from happening.
ChatGPT: Optimizing Language Models for Dialogue
The team at Stoic has been testing out ChatGPT’s various capabilities in order to see if the AI model is really as good as it has been marketed as. We went through a variety of different research topics, from more complicated tasks such as explaining various medtech, biology and chemical science terms, to the maritime industry, and to simpler and easier tasks like how to talk like a Singaporean and planning a trip in Europe!
Singapore Public Housing – Policy Observations
The Housing & Development Board (HDB) is Singapore’s public housing authority. It is a statutory board under the Ministry of National Development, which underscores the critical role of public housing…
Housing. Resilience or Froth.
It’s been 9 months since the Fed embarked on its rate hike cycle, and the S&P 500 has dropped by more than 15%. US credit card debt has ballooned from USD 846 billion in April 2022 to USD 963 billion as of October 28, 2022. With all signs pointing to a recession (in the US only, never Singapore of course), it’s amazing that market positioning and sentiment has remained so resiliently optimistic. The property market in Singapore is a case in point – exhibiting phenomenal divergence in transactions, price and rental rates. It looks bleak enough in the US, but surely Singapore is insulated some say?
Mobility Aids – Out and About in Singapore
With our population getting older, healthcare demand is changing in scope and nature – mobility remains the key issue to address in this space, thereby giving rise to the demand for mobility aids.